Effective Date: June 24, 2025
Welcome to Ben Golden's website and services! These Terms and Conditions ("Terms") govern your use of our website at BenGolden360.com (the "Site") and any content, products, or services offered by Ben Golden ("we," "us," or "our"), including your subscription to our email and text message marketing. By accessing or using the Site, subscribing to our communications, or attending our events, you agree to be bound by these Terms. If you do not agree with any part of these Terms, you must not use our Site or services.
1. Acceptance of Terms
By using the Site or subscribing to our email or text message content, you affirm that you are at least 18 years old and capable of entering into a binding contract, and you agree to these Terms.
2. Content and Services
Ben Golden is a speaker who provides content, insights, and information related to taxes. This content is for informational purposes only and does not constitute financial, legal, or tax advice. You should consult with a qualified professional for advice tailored to your specific situation. We are not responsible for any actions taken or not taken based on the information provided on this Site or through our communications.
3. Opt-In and Communication Consent
Email Marketing: By opting in and subscribing to our email list, you expressly consent to receive marketing, promotional, and informational emails from Ben Golden regarding tax-related content, events, and other relevant updates. You understand that you can unsubscribe from these emails at any time by clicking the "unsubscribe" link at the bottom of any email.
Text Message Marketing: By opting in and subscribing to our text message program, you expressly consent to receive recurring marketing, promotional, and informational text messages from Ben Golden at the mobile number you provided. Message Frequency: Message frequency will vary. Message and Data Rates: Message and data rates may apply. Check with your mobile carrier for details. STOP to Opt-Out: You understand that you can cancel your text message subscription at any time by replying "STOP" to any message you receive. You may receive one final confirmation message.
Accuracy of Information: You agree to provide accurate and complete information when opting in for communications and to update your information promptly if it changes.
4. Intellectual Property
All content on the Site, including text, graphics, logos, images, audio clips, videos, and software, is the property of Ben Golden or his content suppliers and is protected by U.S. and international copyright and trademark laws. You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our Site without our prior written consent.
5. User Conduct
You agree to use the Site and our services only for lawful purposes and in accordance with these Terms. You agree not to:
Use the Site in any way that violates any applicable federal, state, local, or international law or regulation.
Engage in any conduct that restricts or inhibits anyone's use or enjoyment of the Site, or which, as determined by us, may harm us or users of the Site or expose them to liability.
Use any robot, spider, or other automatic device, process, or means to access the Site for any purpose, including monitoring or copying any of the material on the Site.
Introduce any viruses, Trojan horses, worms, logic bombs, or other material that is malicious or technologically harmful.
6. Disclaimer of Warranties
THE SITE AND ALL CONTENT, MATERIALS, AND SERVICES PROVIDED ON OR THROUGH THE SITE ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. BEN GOLDEN SPECIFICALLY DISCLAIMS ALL WARRANTIES, WHETHER EXPRESS OR IMPLIED, STATUTORY OR OTHERWISE, INCLUDING BUT NOT LIMITED TO ANY WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT, AND FITNESS FOR PARTICULAR PURPOSE.
BEN GOLDEN DOES NOT WARRANT THAT THE SITE OR ANY CONTENT OR SERVICES OBTAINED THROUGH THE SITE WILL BE ACCURATE, RELIABLE, ERROR-FREE, OR UNINTERRUPTED, THAT DEFECTS WILL BE CORRECTED, THAT OUR SITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS, OR THAT THE SITE OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE SITE WILL OTHERWISE MEET YOUR NEEDS OR EXPECTATIONS.
7. Limitation of Liability
IN NO EVENT WILL BEN GOLDEN, HIS AFFILIATES, OR THEIR LICENSORS, SERVICE PROVIDERS, EMPLOYEES, AGENTS, OFFICERS, OR DIRECTORS BE LIABLE FOR DAMAGES OF ANY KIND, UNDER ANY LEGAL THEORY, ARISING OUT OF OR IN CONNECTION WITH YOUR USE, OR INABILITY TO USE, THE SITE, ANY WEBSITES LINKED TO IT, ANY CONTENT ON THE SITE OR SUCH OTHER WEBSITES, INCLUDING ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO, PERSONAL INJURY, PAIN AND SUFFERING, EMOTIONAL DISTRESS, LOSS OF REVENUE, LOSS OF PROFITS, LOSS OF BUSINESS OR ANTICIPATED SAVINGS, LOSS OF USE, LOSS OF GOODWILL, LOSS OF DATA, AND WHETHER CAUSED BY TORT (INCLUDING NEGLIGENCE), BREACH OF CONTRACT, OR OTHERWISE, EVEN IF FORESEEABLE.
8. Indemnification
You agree to defend, indemnify, and hold harmless Ben Golden, his affiliates, licensors, and service providers, and his and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of the Site, including, but not limited to, your User Contributions, any use of the Site's content, services, and products other than as expressly authorized in these Terms, or your use of any information obtained from the Site.
9. Governing Law and Jurisdiction
All matters relating to the Site and these Terms, and any dispute or claim arising therefrom or related thereto (in each case, including non-contractual disputes or claims), shall be governed by and construed in accordance with the internal laws of the State of [Your State Here] without giving effect to any choice or conflict of law provision or rule.
Any legal suit, action, or proceeding arising out of, or related to, these Terms or the Site shall be instituted exclusively in the federal courts of the United States or the courts of the State of [Your State Here], in each case located in [Your City/County Here], although we retain the right to bring any suit, action, or proceeding against you for breach of these Terms in your country of residence or any other relevant country. You waive any and all objections to the exercise of jurisdiction over you by such courts and to venue in such courts.
10. Severability
If any provision of these Terms is held by a court or other tribunal of competent jurisdiction to be invalid, illegal, or unenforceable for any reason, such provision shall be eliminated or limited to the minimum extent such that the remaining provisions of the Terms will continue in full force and effect.
11. Entire Agreement
The Terms and our Privacy Policy constitute the sole and entire agreement between you and Ben Golden regarding the Site and supersede all prior and contemporaneous understandings, agreements, representations, and warranties, both written and oral, regarding the Site.
12. Changes to Terms and Conditions
We may revise and update these Terms from time to time in our sole discretion. All changes are effective immediately when we post them and apply to all access to and use of the Site thereafter. Your continued use of the Site following the posting of revis